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Finance department - offering you the best rates!

Welcome to America Chrysler Dodge Jeep's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

        

    
We will work with you to get the best rate possible!  Submit your Finance Application today!

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. America Chrysler Dodge Jeep has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Consider This:

When financing a vehicle, there is more to consider than just the selling price of the vehicle. The selling price is just one factor that determines how much you truly pay for the vehicle. Annual percentage rate (APR) and access to special finance offers are considerations as well. While your credit history largely determines what the APR range which you qualify, America CDJ works with multiple lenders (banks, credit unions) to help find you the best rate available based on your credit qualifications. This means that we can often find a lender that can beat the rate your lender may be quoting you. The bottom line is that we will do everything we can to make sure you get fair terms based on your credit. America CDJ can also assist you with additional protection and services, including gap insurance (which protects you from the full balance of a lien versus the market value of the vehicle), extended service contracts (which provide you protection beyond the manufacturer's warranty on a vehicle and covers the often unexpected cost of vehicle repairs) and credit life insurance.

Email or call us at 401-596-2077 if you have any questions or feel free to pre-qualify for financing by our secure pre-qualification request form.

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Financing Navigation

Contact Information

America Chrysler Dodge Jeep

9 Post Road

Westerly, RI 02891-2604
sales Sales:
(401) 596-2077

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.